Effective May 1st, 2012 we are pleased to offer your clients some of the most liberal, beneficial and favorable low down payment purchase mortgages available anywhere in the United States, including the AHFA Step Up Program. Offering home buyers a home purchase mortgage at market interest rates with an incredible ½% down payment !
Step Up FAQs
Are there any sales price limits?
Are there any income limits?
Yes, the borrower's household income may not exceed $97,300.00.
Do target areas apply?
Does the federal recapture tax apply to this program?
Do I have to be a first-time home buyer to participate in the Step Up program?
May I have a non-occupying co-borrower to help me qualify?
Do all borrowers have to have a high credit score to qualify ?
Only the primary wage earner must have a middle credit score of 620 or greater
Please contact me direct at 256.682.6459 should you have questions or when we may assist you or help your clients obtain the most favorable mortgage terms and home finance solutions available anywhere in the nation.
Casey D. Caplin
Mortgage Loan Originator
Direct (256) 682-6459
NMLS ID # 525493
908 Merchants Walk
Huntsville, AL 35801